The Great Rebundling: How Tech Giants Are Trying to Swallow the World

First came The Bundling... 

In any industry, horizontal leaders (that is, leaders who occupy several different product or service verticals) are inherently vulnerable to competition from new entrants who are vertically orientated (that is, those focused on delivering one product or service). 

Successful companies tend to start out with a laser focus on solving a niche problem for customers. They deliver a superior user experience, creating goodwill, loyalty and repeat business. As they grow, they expand their offering to drive revenue and diversify their business. This bundling of products and services can lead to a loss of focus on the core business, often with adverse results.

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Edward Playfair
Saudi Arabia: Open For Business

New year, new opportunities for debt capital markets.

One of the most exciting developments in 2017 was the surge of issuance activity in the Middle East. It’s clear this part of the world can no longer rely on oil revenues and thus, diversification is the name of the game.

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Edward Playfair
Ridesharing and the Future of the Auto Industry

Attitudes towards the way we travel are changing fast.

With the advent of affordable ridesharing services - taxi apps such as Uber, and car clubs such as ZipCar - coupled with the introduction of driverless cars and blockchain technology, there’s a revolution underway in the way we approach transportation.

And with global warming on the rise, auto companies will be forced to produce greener vehicles, powered by more expensive fuel, and congestion on our roads will be under even more scrutiny. Shared transportation - either public or private - is one solution. 

Change is coming, but how will this huge shift affect and shape the auto industry as a whole?

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Edward Playfair
AI: Distinguishing Between Hard Facts And Science Fiction

Artificial intelligence (AI) is beginning to exert a powerful influence over humanity in a myriad of ways. The possibilities seem endless. But, as with all great opportunities, AI brings immense risks, many of which we have seen glamorised in science fiction.

Few understand what AI actually is and how it will shape our society, our work and our daily lives over the short and medium term

At Origin, we see big opportunities for AI in financial services. But we’re also conscious that there’s so much hyperbole around the subject it isn’t always easy to know what these opportunities are. It’s important we fully grasp what AI is before we can speculate as to the implications for our industry.

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Edward Playfair
The Future Of Market Data

Great change is coming to the world of financial data.

The dominant data providers – such as BloombergThomson Reuters and Markit – have built multi-billion dollar businesses by mining and presenting data. Their business model relies upon how efficiently they can monetise that data, which is sold and live streamed to banks and financial institutions.

However, for too long, data providers have been weak at technology and ambivalent towards partnering with smaller companies below their pay grade. Companies like ours, Origin, all too often struggle to negotiate with these giants.

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Edward Playfair
Turning Good Into Gold with Cryptocurrency

In the 17th Century, the Dutch East India Company pioneered several financial innovations that helped lay the foundations of modern financial system. This dubious corporate superpower made finance more transparent and accessible by issuing stocks and bonds to the general public and in doing so, laid the foundations of modern capitalism.

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Edward Playfair
Disrupting Disruption

disrupt

VERB

Interrupt (an event, activity, or process) by causing a disturbance or problem.

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It’s worn as a badge of honour, a symbol that what one is building is distinctive and important. What was once the purview of the startup world has now expanded to the whole business world…everybody is trying to find something to disrupt, disrupt others while avoid being disrupted themselves, or even disrupt the disrupters.

But is being a ‘disruptor’ always positive?

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Edward Playfair